Health Insurance

Proof of current provincial or international health plan coverage is required each and every time you visit for a medical appointment with a doctor, nurse, or nurse practitioner (or any other health care facility, barring emergencies). Counselling appointments are covered by student fees and do not require health plan coverage.

Please note that your appointment may be rescheduled or a charge may be levied if you do NOT have proof of valid health insurance. Payment methods for such a charge include Debit, MasterCard, or Visa.

Provincial & International Plan Coverage

Provincial and International health insurance plans usually cover most medical care in doctor's offices, lab and x-ray facilities, and hospitals.

Provincial Health Plans

To learn more about what is covered and what you need to know about the Ontario Health Insurance Plan (OHIP), please visit this Government of Ontario website.

Residents from other provinces* can use their provincial health card plan in Ontario to access health care. However, be sure to check with your provincial provider for any requirements needed to continue your coverage while at school for an extended period.

*Residents from Quebec will be asked to fill out an insurance form at each and every health care visit. Quebec students will be billed directly for lab work done by LifeLabs - contact your provincial health office regarding any reimbursement.

International Health Plans


Every undergraduate and graduate international student must be enrolled in the University Health Insurance Plan (UHIP).

For information on International student plans such as the University Health Insurance Plan (UHIP), please speak with the Financial Services department, visit the Lakehead International website or email if you have any questions.

Exchange students and students in the English Language Centre are automatically registered to receive health insurance through Guard.Me. The health insurance policy provides coverage for emergency medical services that is valid all over the world, except for your country of origin.

For more information on visit their website or email if you have questions.


Some services are not covered by provincial/international health insurance plans; any associated fees not covered are payable at the time of your appointment. These services include: third party physicals (i.e., for jobs or travel), completion of medical forms, liquid nitrogen treatments to hands, and transfers/copying of charts. Payment methods for these charges include Debit, MasterCard or Visa. Please see the Ministry website for more information

LUSU Health and Dental Plan

The Centre's health services and the LUSU Health & Dental Plan are supported by two separate ancillary fees. Opting out of the LUSU plan does not impact access to the Student Health and Wellness.

The LUSU Health & Dental Plan fee is levied and managed by the Student Union to assist with prescription costs, non-medical professional services (i.e. massage therapy), etc. for students. Talk to LUSU about the details of the plan or for "opt-out" information.