Mandatory Health Insurance
University Health Insurance Plan (UHIP)
Every International student registered in an academic program must be enrolled in the University Health Insurance Plan (UHIP). There is a fee for this insurance plan which will be automatically billed to your student account upon registration and is due with your first installment. All charges and payments processed to a student account can be viewed on the Statement of Account available online through myInfo.
The UHIP fee for a single student attending the 2025-26 year is $792.00.
If you have traveled to Canada with a spouse and/or children, they are required to have UHIP. Please www.uhip.ca for more details. *PLEASE NOTE, if you register your child or spouse late, you may be billed a late enrollment fee of $500.00.
Most of the Health Clinics in Thunder Bay and in Canada will accept your UHIP and will directly charge to your insurance. However, in some cases you may be required to pay upfront, and then fill out a UHIP Claim Form to get a reimbursement of your amount. Please refer to the UHIP website for more information.
How do I register for my UHIP card?
New UHIP Members:
1. Click here to set up your online access.
2. Log into https://clients.cowangroup.ca/cards/ to print your coverage card
3. Once you are registered, you can access your coverage card on your smart phone!
Returning UHIP Members
1. Log into https://clients.cowangroup.ca/cards/ to print your coverage card
2. You can access your coverage card on your smart phone!
Please visit the UHIP website for step-by-step instructions and tutorials on how to register, how to print your coverage card, and/or how to access mysunlife mobile.
I am an International Student, only taking online courses, do I require UHIP?
Please contact the International Accounts Officer at UHIP@lakeheadu.ca
PLEASE NOTE: The final date to cancel your UHIP plan, for whatever reason (OHIP, graduation, withdrawal, etc) is MARCH 1. Any refund request received after March 1 will not be processed.
Guard.Me Insurance
International students enrolled in a non-academic program or course (e.g.English Language Centre or Exchange Students) may be enrolled into the Guard Me More health insurance plan. Details can be found online at www.guard.me.
This will automatically be billed to your student account upon registration and is due with your payment. All charges and payments processed to a student account can be viewed on the Statement of Account available online through myInfo.
Please note that Health Clinics in Thunder Bay and in Canada will accept your Guard Me More Insurance but may require you to pay upfront. For more information or assistance regarding reimbursement/claims, please contact the English Language Centre.
How do I obtain my Guard.Me card?
Your Guard Me More card will be emailed to your Lakehead email address prior to the term start date.
Please email guardme@lakeheadu.ca if you have any questions.